Thursday, September 13, 2012

Be on guard for scammers!!


Blogging with

 Michelle Williams, LMSW

Candice Twyman, the Executive Director of the Better Business Bureau, gave an informative seminar on the Financial Exploitation of Elders in Conroe this morning.  For those who missed it, I will give you a brief synopsis:

Medicare is not free; it is paid out of our taxpayer dollars.  When someone tells you that a service is free, you need to ask why?  In 2009, approximately $47 billion was stolen from Medicare by scammers and crooks (Texas SMP).  This hurts are seniors who depend on Medicare for insurance. Medicare crimes cause an increase in medical fees in order to pay for the lost or stolen money.  Never give out your Medicare number in exchange for money or a free service. 

If in doubt, call the BBB at 713-868-9500.

Better Business Bureau’s Four Rules to Live By:

1.    It’s shrewd to be rude!  Never give personal information to anyone who calls you on the telephone.  Hang Up!!

2.    Watch out for “free seminar” or “free lunch” offers.  The cost frequently comes with a hard sell at the end.

3.    If it sounds too good to be true…it is!  People don’t give away money, cars and televisions unless they want something in return…your money!

4.    When in doubt, check it out!  An honest person will give you time to think and check reliable sources before making a decision.

We are entering the season for Medicare and political scams, so please be very aware of people offering information or asking personal information.  Never open the door to a stranger, always ask for identification and call the business to verify their ID.

Never give your Medicare, social security, or credit card numbers to someone who calls you on the phone. 

Watch out for phony checks that ask you to send money before you can cash them. 

Keep an eye on outgoing and incoming mail if you have an unprotected mail box.  Thieves target your mail to get personal information to open new credit accounts in your name.  They may even call you to get more personal information, so be aware!!

When in doubt, don’t give it out!!!  This is my new mantra!!  Be safe out there!!-Michelle

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